Because every child
deserves to graduate.

EduJourney pays your child’s school fees from Primary through University — every term, every semester, for up to eighteen years. Even if life doesn’t go to plan.

Issued by Spades Insurance Brokers Ltd — licensed insurance broker, Kampala.

02 / How it works

Choose a tier. Add up to four children.
Pay in whatever rhythm fits.

Premiums scale with the size of fees the policy will eventually pay. The bigger the school, the larger the tier you’ll want. You can pay monthly, quarterly, half-yearly, or one-off for the entire policy term.

Step 1

Pick a coverage tier.

Bronze through Diamond. The tier sets how much we pay the school each term, plus the laptop and funeral benefits.

Step 2

Add up to four children.

Each child can sit on a different tier. The system works out the remaining years from their current class to the end of university.

Step 3

Pay the way you want.

Monthly via Mobile Money, quarterly, half-yearly, annually, or a single one-off payment for the full term.

Coverage & premium guide

Four tiers. One promise.

BenefitBronzeSilverGoldDiamond
Monthly premiumUGX 30,000UGX 60,000UGX 90,000UGX 180,000
Primary — per termUGX 250,000UGX 500,000UGX 750,000UGX 1,500,000
Secondary — per termUGX 500,000UGX 1,000,000UGX 1,500,000UGX 3,000,000
Tertiary / University — per semesterUGX 1,000,000UGX 2,000,000UGX 3,750,000UGX 7,500,000
Laptop benefit (tertiary)UGX 500,000UGX 1,000,000UGX 1,500,000UGX 2,000,000
Funeral — loss of parentUGX 500,000UGX 1,000,000UGX 1,500,000UGX 2,000,000
Funeral — loss of childUGX 500,000UGX 1,000,000UGX 1,500,000UGX 2,000,000

All figures in Uganda Shillings. Fees are paid directly to the educational institution each term or semester, in the child’s name.

03 / What we pay for

Five commitments
we put in writing.

  1. 01

    Fees paid directly to the school.

    When a benefit is due, we pay the school in the child's name — never as a lump sum to a guardian. The money is ring-fenced for the purpose it was meant for.

  2. 02

    Up to 18 years of cover. P.1 through university.

    Premiums are paid monthly, quarterly, half-yearly, or in one go for the full term — whichever fits your cashflow. The cover stays with the child until they graduate.

  3. 03

    Funeral benefit for parent or child.

    If a parent or a child on the policy passes away during the term, the policy pays a funeral benefit on top of the school-fees cover.

  4. 04

    50% cashback at the end. Either way.

    If the child completes university and the policy reaches maturity, we return 50% of premiums paid. If you discontinue mid-term, we still return 50% of what you'd paid up to that point.

  5. 05

    No medical exam required.

    Up to four children per certificate, up to maximum applicant age of 55. No blood tests, no consultations.

Ready to protect their journey?

Apply for cover